1. Ones: \(9 \times 5 = 45\). Write \(5\), regroup \(4\).
2. Tens: \(4 \times 5 = 20\). \(20+4=24\). Write \(4\), regroup \(2\).
3. Hundreds: \(6 \times 5 = 30\). \(30+2=32\). Write \(2\), regroup \(3\).
4. Thousands: \(2 \times 5 = 10\). \(10+3=13\). Write \(13\).
Answer: \(13,245\)